Credit Assessor
We have an exciting opportunity for a Credit Assessor to join Qudos Bank in our Lending Operations team!
What will you do?
As a Credit Assessor you will be responsible for assessing home loan and personal loan applications received from our direct channels as well as our broker channel. You will be empowered to work on a variety of loans and will gain the exposure and opportunity to assess complex loan structures - not just PAYG loans. This includes multi-layered self-employed structures, bridging facilities and construction loans.
Key duties include:
Liaise with Personal Bankers, Brokers, or members throughout the assessment, to obtain specific information, analyse applicant financial status, interpret valuation reports, compile loan packages.
Collate and ascertain correctness of documentation and information. Prepare and administer loan documentation, ensuring statutory and compliance requirements are adhered to.
Utilising your time management is key to maintaining your loan portfolio along with updating your personal knowledge of any policy, interest rates product or regulatory changes.
What you will bring:
You must have previous experience working in lending with a strong focus on Credit Assessment.
Have a DLA (delegated lending authority).
Knowledge of the full loan approval process from submission to settlement.
You will be a solution focused professional with a customer first approach.
You will be natural problem solver and will have high attention to detail in all the work you do.
What is it like to work with us?
Our HQ is in Mascot where you'll receive discounted on-site parking, HQ based roles work on a hybrid model. Hybrid for us is 3 days a week onsite.
At Qudos Bank we live and breathe our values. These values are the foundations of how we recruit great people, make decisions, perform our roles and interact with each other and our customers, this is our "Qudos Way".
Find out more about The Qudos Difference at https://www.qudosbank.com.au/about-us/who-we-are/the-qudos-difference/
You will also receive lots of other fun perks including additional leave options, such as:
Career Development: access to learning platforms, study leave and various training opportunitiesFitness Passport Program and Onsite GymHybrid Work Model - Mascot HQ and work from homeBirthday leave, Parental leaveWellbeing initiatives; including wellbeing grants, skin checks, health checks and moreWho are Qudos Bank?
At Qudos Bank we strive to be to be the bank our customers value the most. We believe in doing the right thing for our customers and community and in the power of people coming together to pursue financial freedom.
We started as Qantas Credit Union, more than 65 years ago. We may go by a different name compared to when we began in 1959, but there is one thing that has never changed - our owners. As a customer-owned bank, we do things a little differently. Right from the beginning, we've put our customers front and centre making sure that everything we do directly benefits them.
For successful candidates, Qudos Bank conducts mandatory background screening in accordance with current legislation. Checks include, but aren't limited to criminal record, bankruptcy, employment & qualification verifications, identity, and immigration checks
Desired Skills and Experience
You must have previous experience working in lending with a strong focus on Credit Assessment.
Have a DLA (delegated lending authority).
Knowledge of the full loan approval process from submission to settlement.
You will be a solution focused professional with a customer first approach.
You will be natural problem solver and will have high attention to detail in all the work you do.